How to Fund Your Account via Wire Transfer
To fund your account, log in to your bank account initiate a wire transfer. Here is the information you will need:
Bank Address: 111 West Monroe Street, Chicago, IL 60603
ABA/Routing Number (for US clients): 071000288
SWIFT Code (for International Clients): HATRUS44
Recipient Account Number: 2657195
Recipient Name: Clear Street LLC
Recipient Address: 4 World Trade Center, 150 Greenwich St Floor 45, New York, NY 10007
Wire Details/Message: [Your Full Name] FBO [Your Account Number] (example: “John Doe FBO 12345762”)
How to Fund Your Account via ACH
To fund your account, log into your client portal and select ACH transfer from in the “Fund Your Account” section of the dashboard.
- Click Add Bank Account.
- Confirm that your details are correct and press Continue.
- Click Continue when presented with the Plaid linking window.
- Search for and select your bank
- Enter your bank credentials and confirm.
- Sign and upload your ACH Transfers Disclosure form.
Once your linking request is approved, you will be able to deposit and withdraw funds to and from your connected bank account.
Common Questions About Funding
Below are answers to some of the most common questions about funding. Please reach out to our support team if you have any issues or concerns.
How do I initiate a wire transfer?
Every bank is slightly different. You will need to login to your online account and look for a page related to transfers and payments. Here are a few examples from popular banks.
Bank of America: Sign In Select “Transfer | Zelle” Select “At Another Bank” Select “Using Someone’s Account Number”
Wells Fargo: Sign In Click “Transfer and Pay” Wire Money
Note: Instructions will vary by bank and account type. If you are having issues initiating a wire, please contact your bank.
When can I withdraw funds that were recently sent via ACH?
Funds deposited through ACH can be withdrawn 5 business days after they post in the account.
How do I track my wire transfer?
You can check the status of your wire transfer from your bank’s website or mobile app. Once the wire is complete and we receive the funds, they will appear in your trading account.
Can I fund my account from a bank account or a source with a different legal name (“third party”)?
No. All funds must come from a bank/brokerage account with the same name and address as your trading account. Any deviation will result in RETURNED WIRES, causing delays.
When can I start trading after I move funds into my account for the first time?
For initial funding, funds transferred by wire transfer will be available to trade on the same day or the next day. Funds transferred via ACH will be available after 2 business days.